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Disruptive Demographics: Implications for Alabama and the Birmingham Region

“These six disruptive demographic trends highlight the multiple and complex ways the U.S. population is rapidly changing. The U.S. population is far different today in terms of geographical distribution, racial and ethnic composition, age mix, family types, and economic circumstance than it was a decade ago. There is little doubt that these ongoing changes will…

Roth IRA Conversation Prompts Charitable Giving

Roth IRA Conversation Prompts Charitable Giving

When a Birmingham couple recently decided to convert from a traditional IRA to a Roth IRA, they also took the opportunity to offset the income recognition by opening a donor advised fund with the Community Foundation. By donating appreciated stock to establish a fund, this couple achieved their estate planning objectives while also putting structure…